Know what you’re buying. Know what you’re selling.

Major transactions create major financial consequences. Whether you’re acquiring a business or preparing to sell one, Finance Savvy CEO helps you understand the economics, identify the risks, and make the transaction with greater financial clarity.
Talk to Us About a Deal
  • For established, owner-led businesses typically generating $1M–$25M in revenue.
Growth strategy session tailored for nonprofits and private equity-backed firms to boost impact and ROI

A good deal on paper can still be a bad financial decision.

An acquisition may look attractive because of revenue growth. A business may appear valuable because of reported EBITDA. But the real questions are:

The transaction is only as good as the economics behind it.
  • How much cash does the business actually generate?
  • Which earnings are recurring?
  • How much working capital will you need after closing?
  • Can the business support the debt?
  • What happens if performance misses the plan?
  • What will a buyer see when they look under the hood?

Buying a business?

Before you sign, make sure the numbers make sense. Finance Savvy CEO helps buyers evaluate historical performance, normalized earnings, cash flow, working capital, debt capacity, purchase economics, financing structure, downside scenarios, post-close cash needs, and financial red flags.

Preparing to sell?

You’ve built the business. Now make sure the financial story supports the value. Finance Savvy CEO helps owners prepare for buyer scrutiny by strengthening financial reporting, earnings normalization, forecasting, working capital visibility, data-room readiness, management reporting, financial narrative, and buyer diligence preparation.

Understand what you’re actually buying.

Financial reporting services for small business owners by Finance Savvy CEO

What has actually driven revenue, margin, and cash flow?

Which expenses or income items are truly recurring — and which are not?

How much cash will the business need to operate after closing?

Can the business support the proposed financing structure?

What do the returns look like under the actual deal terms?

What happens if revenue falls, margins compress, or growth takes longer than expected?

What financial infrastructure, cash reserves, or reporting improvements will be required after the transaction?

Financial diligence for owner-operators and acquisition entrepreneurs.

Finance Savvy CEO provides strategic financial diligence and transaction advisory. We do not perform audit, attestation, or formal quality-of-earnings services unless separately arranged through an appropriately qualified third-party provider.

  • Financial statement review
  • Normalized EBITDA analysis
  • Add-back review
  • Cash flow analysis
  • Working capital analysis
  • Debt service modeling
  • Purchase-price scenarios
  • Seller-financing scenarios
  • SBA or conventional debt modeling
  • Downside case analysis
  • Capital needs assessment
  • Post-close financial planning
  • Lender support
  • Transaction-model review

Prepare before the buyer asks the questions.

Selling a business often exposes weaknesses that were easy to live with while operating it: inconsistent reporting, messy balance sheets, unclear add-backs, weak forecasting, poor working-capital visibility, and limited management reporting. Finance Savvy CEO helps owners strengthen the financial foundation before the process begins.

Build a financial story that holds up under scrutiny.

  • Historical financial review
  • Earnings normalization
  • Forecasting
  • Working capital analysis
  • Management reporting
  • Financial cleanup
  • Buyer-ready financial schedules
  • Data-room preparation
  • Diligence support
  • Financial narrative
  • Transaction scenario analysis
Make it easier for the buyer to understand the value you’ve built.

Before the deal, know the answers.

If you’re buying

  • What are the real earnings?
  • How much cash will I need after closing?
  • Can the business carry the debt?
  • What happens if the seller’s assumptions are wrong?
  • What financial risks am I inheriting?

If you’re selling

  • Are the books ready for diligence?
  • Are the add-backs defensible?
  • Does the forecast support the story?
  • What will a buyer question?
  • What needs to be cleaned up before we go to market?

The financial analysis should shape the deal — not just react to it.

Purchase price

Financing structure

Debt service

Seller financing

Working capital

Cash at close

Owner liquidity

Downside protection

Post-close investment

Transaction timing

Buying a business and need financing?

That’s where our Capital and Deals capabilities work together. Finance Savvy CEO can help evaluate the acquisition, model the transaction, assess debt capacity, prepare the financial case, and — where appropriate — connect you with lenders or other capital providers whose mandates may fit the transaction.

The transaction closes.
The financial work doesn’t.

After an acquisition, the first 90 days often determine whether the business transitions smoothly or becomes financially chaotic. Finance Savvy CEO can help with post-close cash planning, financial reporting, forecasting, integration of financial processes, KPI design, working-capital management, debt-service tracking, and strategic finance support.

Built for buyers and owners making consequential moves.

Most often, we serve businesses typically generating $1M–$25M in revenue, though transaction fit matters more than a hard threshold.
  • Owner-operators
  • Acquisition entrepreneurs
  • Established business owners
  • Family-business owners
  • Operators pursuing tuck-in acquisitions
  • Owners preparing for exit

Deals require more than a spreadsheet.

Finance Savvy CEO is not a business broker, investment bank, legal advisor, or CPA firm providing audit or attestation. We work alongside your attorney, CPA, lender, broker, and other transaction advisors to bring the strategic finance perspective into the deal.

Supporting acquisition entrepreneurs and established business buyers.

Finance Savvy CEO can partner with banks, SBA lenders, CDFIs, search-fund communities, business-broker networks, entrepreneurship-through-acquisition programs, accelerators, and investor communities.

Before you sign, know what the numbers are telling you.

Whether you’re buying a business or preparing to sell one, Finance Savvy CEO helps you understand the economics, identify the risks, and design the financial strategy behind the transaction.
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